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Treasury Leaders Move Beyond Compliance To Drive Strategic Risk Decisions
In this onsite interview at Risk Americas, Christina Victor discusses how treasury functions are evolving beyond regulatory compliance to take a more strategic role in risk management and balance sheet optimisation. She explores the importance of flexibility, stress testing, and understanding nonlinear risks in an increasingly complex and fast-moving financial environment.
Jun 08, 2026
Christina Victor
Christina Victor, Executive Director - Capital & Balance Sheet Management, Sumitomo Mitsui Banking Corporation
Tags: Resilience Stress Testing ALM, Treasury and Liquidity Risk Regulation and Compliance
The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization

Christina Victor explains how treasury teams are shifting their focus from meeting regulatory requirements to developing a deeper understanding of their institution's unique risk profile. Drawing on lessons from multiple financial crises, she highlights the growing importance of proactive risk management, flexible stress testing frameworks, and the ability to respond quickly to unexpected macroeconomic and market events.

She also discusses how technological change, real-time payments, and evolving customer behaviour are creating new forms of risk that challenge traditional assumptions. From the lessons of Silicon Valley Bank to the growing role of balance sheet optimisation, Victor explores how treasury functions are becoming increasingly strategic in helping firms manage risk, support growth, and improve financial performance.

Christina Victor Bio

Christina Victor is an Executive Director and senior leader in Capital and Balance Sheet Management with extensive experience across Treasury, Liquidity Risk, Interest Rate Risk, and regulatory transformation. She has led large‑scale, global initiatives spanning ALCO‑driven balance sheet optimization, RoE / RWA diagnostics, FTP implementation, and post‑merger integrations across GSIBs, FBOs, and regional banks. A recognized thought leader and trusted advisor, with a build to last mindset, Christina is known for translating complex regulatory and financial challenges into actionable, data‑driven strategies that enhance competitiveness, resilience, and decision‑making. She brings over 20 years of combined industry and consulting experience delivering high‑impact, transformative solutions.

Christina Victor
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