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In this interview, Justin Van Beek, Head of Professional Practices at Community Bank N.A., discusses the shifting landscape of balance sheet management as banks confront market uncertainty, regulatory expectations, and evolving customer needs. He emphasizes the importance of aligning risk management, treasury, and finance functions to create a resilient foundation that can withstand volatility while supporting growth.
He also shares best practices for building organizational agility and, by drawing on his expertise, underscores how community banks and larger institutions alike can position themselves for success in 2025 by balancing resilience, efficiency, and innovation.
I've helped financial service and fintech organizations build resilient risk cultures, balanced by both prevention and self-correction and driven by a deep commitment to enable their mission. In risk assurance leadership roles across the US, I've helped architect, and implement practical program frameworks that identify opportunities, manage risks, exercise internal control, and link risk and performance metrics to help orgs navigate complex regulatory, strategic, and operational challenges. I have built and led highly engaged teams that apply sound risk management and assurance principles to enable strategic and organizational objectives. I've helped develop processes, people, and enabling GRC technology and tools to mature risk and audit functions of financial service organizations subject to enhanced prudential standards and organizations with unique, singular risk profiles. I’ve enabled Risk and Audit Committees to productively and proactively engage with management through meaningful and contextualized assurance and performance reports and updates.