Moody’s on Elevating Balance Sheet Management from Compliance to Strategy

Event Q&A

Elevating Balance Sheet Management: Moody’s on Transforming Data into Strategic Insight

In this insightful conversation, Alex Cannon and Charlene Bian from Moody’s discuss how banks can transform balance sheet management from a back-office function into a strategic engine for growth. They explain how technology, data integration, and AI can reduce “data-laundry time” and empower finance teams to focus on business impact and strategic storytelling.

Oct 23, 2025

Charlene Bian, Managing Director, Head of Risk and Finance Solutions, Moody’s

Alex Cannon, Senior Director, Head of Balance Sheet Solutions, Moodys

Tags: ALM, Treasury and Liquidity Risk

The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization

Speaking ahead of Balance Sheet Management USA, Moody’s leaders Alex Cannon and Charlene Bian explore the evolution of asset and liability management (ALM) into a forward-looking strategic discipline. They describe how too often, risk and finance teams spend months cleaning and preparing data — leaving little time to derive insights or influence decision-making. Their joint message: it’s time to move from “doing the laundry” to “writing the poetry,” using data not just for compliance, but to drive business conversations.

Both speakers emphasize the human side of transformation. Cannon and Bian highlight that banks need to align the language of ALM with the business’s strategic goals — turning data into dialogue that executives can act on. With advances in analytics, AI, and automation, the traditional barriers to fast, holistic insight are falling. Their ultimate vision is to empower balance-sheet-management teams to become the choreographers of financial strategy — partners, not just processors, within their institutions.

Charlene Bian Bio

Charlene Bian is Head of Moody’s Analytics Banking Risk and Finance Solutions, helping banks address critical risk and finance missions with decision intelligence. She has served multiple leadership roles in New York, Hong Kong, and Shenzhen, including Managing Director of Product Strategy for Predictive Analytics. There, she led the strategy and delivery of EDF-X, Moody’s flagship credit analytics product, and Head of Executive Programs to the President of Moody’s Analytics, supporting the executive team on global growth and strategy prioritization.

Alex Cannon Bio

Alex Cannon is the head of Balance Sheet Solutions and leads global strategy for all Risk and Finance Solutions within Moody's Banking Business Unit. His background includes divisional CFO roles at regional and community banks, with expertise in corporate finance, corporate development, M&A accounting, risk modeling, financial reporting, and credit loss quantification. Alex is an active CPA in the state of Georgia, and holds BBAs in Finance and Real Estate, as well as a Masters in Accounting from Georgia State University.