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Connect Magazine issue 8 - skyscraper

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AI Advances Bring New Tools and New Challenges to Risk Management
Ioan Nascu from Citi explores how AI is reshaping risk management, from behavioral fraud detection to scaling implementations. He shares key insights on operational hurdles, regulatory challenges, and the balance between automation and human oversight.
May 30, 2025
Ellie Dowsett
Ellie Dowsett, Growth Marketing Manager, CeFPro
Ioan Nascu
Ioan Nascu, GenAI Security Assurance, Citi
Tags: AI and Technology (including Fintech)
The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization

In a conversation at Risk Evolve, Ioan Nascu of Citi highlighted how AI is moving beyond theoretical promise and proving its value in practical applications. Risk managers, once burdened with administrative tasks and manual processes, are now leveraging AI to streamline assessments, analyze large data sets, and even generate reports.

Key advances include AI-powered behavioral profiling in fraud detection, enabling institutions to monitor user actions post-login and detect account compromises in real time.

Yet, scaling these innovations across a global organization like Citi presents challenges. Nashko emphasized the difficulty of balancing automation with the necessity of human oversight, particularly when expertise becomes a bottleneck.

Regulatory fragmentation also complicates implementation, as multinational firms navigate a maze of evolving, sometimes conflicting, requirements. Still, Nascu believes that with explainability and a risk-informed approach, AI can serve as a powerful tool—not just for efficiency, but for proactive, resilient governance.

Ellie Dowsett Bio

Biography coming soon

Ellie Dowsett
Ioan Nascu Bio

GenAI Security Assurance specialist with extensive expertise in security assurance and risk management. Diverse background including security operations, architecture, and vulnerability management with over 10 years experience in the financial sector (having started career at the Financial Conduct Authority).

Ioan Nascu
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Connect Magazine issue 8 - skyscraper