Rethinking Risk Leadership in an Era of Complexity

Event Q&A

Rethinking Model Risk Leadership in an Era of Complexity

In this interview, Ratul Ahmed shares her perspective on how modern risk leadership must evolve to keep pace with growing complexity, regulatory pressure, and rapid technological change.

Feb 03, 2026

Ratul Ahmed, Divisional Board Member of Group Risk Management, Commerzbank

Tags: Model risk

The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization

In this interview, Ratul Ahmed explores how risk leaders are being forced to rethink traditional decision-making models as complexity, regulation, and technology increasingly intersect. She reflects on the shifting expectations placed on risk functions, the growing importance of timely, high-quality data, and why siloed approaches are no longer sufficient in today’s operating environment.

She also discusses the role of governance, resilience, and forward-looking risk frameworks in enabling organisations to respond more effectively to uncertainty. As institutions balance innovation with control, she emphasises the need for integrated thinking and practical execution to turn risk insight into meaningful strategic action.

Ratul Ahmed Bio

As the Group Head of Model Risk Management & Validation, Ratul is responsible for overseeing the identification, assessment, and mitigation of model risks within one of German’s largest banks. Ratul has deep background in risk management and considerable understanding of financial and statistical models. Ratul’s career spans 25 years in the financial industry and she has held a variety of leadership positions in the Risk Management space. Ratul has broad banking sector expertise and is adept in leading transformational projects. Ratul is passionate about assembling and leading high-performing teams, fostering strong relationships, and building trust to create sustainable organisations that can handle future disruption.