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Future-Proofing Risk Management Through Talent, Technology and Agility
Emma Hagan, CEO of ClearBank UK, shares insights on cultivating the next generation of risk managers. She explores the essential traits of future leaders, why mindset and adaptability outweigh traditional experience, and how fintechs can bridge talent gaps through tailored training, cross-industry hiring, and agile leadership strategies.
May 23, 2025
Emma Hagan
Emma Hagan, UK CEO, Clear Bank
Andreas Simou
Andreas Simou, Managing Director, Center for Financial Professionals
Tags: Operational and Non Financial Risk
The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization

In this interview, Emma Hagan, CEO of ClearBank UK, emphasizes the critical need for adaptability, resilience, and curiosity in the next generation of risk managers. As technology and global dynamics evolve at unprecedented speeds, traditional approaches to hiring and training in risk are no longer sufficient.

Emma advocates for a mindset-first approach—where candidates are assessed not just on experience but on their willingness to learn, collaborate, and problem-solve in high-change environments.

ClearBank addresses the talent gap by expanding the pipeline beyond conventional financial services backgrounds and providing highly personalized, role-relevant training.

By aligning incentives and evaluation metrics across the organization—especially through shared scorecards and visible recognition—ClearBank ensures risk professionals are seen as key commercial contributors, not just gatekeepers.

For future CROs, success now demands not only technical acumen but also strategic alignment, influence, and the ability to integrate risk thinking across the business.

Emma Hagan Bio

Emma Hagan is Chief Risk and Compliance Officer at ClearBank responsible for all risk and compliance-related activities. She has over 18 years’ experience in commercial and corporate banking in both first and second lines of defence. Emma joined ClearBank from Silicon Valley Bank (SVB) where she was Chief Risk Officer for EMEA serving as part of the EMEA leadership and global risk leadership teams. Prior to SVB she worked at Lloyds HBOS in a variety of roles.

Emma Hagan
Andreas Simou Bio

Biography coming soon

Andreas Simou
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thought leadership - verrtaical