AI is expected to be increasingly used to make critical business decisions in critical business applications - so early adopters will probably have some efficiency gains. 

Early adopters will be able to improve the speed or the throughput of their work and will probably realize the return on investment they make. 

Risk should be considered in two ways - the risk of the kind of model itself, and the risks of actually implementing it 

Drift is one of the key risks - will your AI model be able to adapt quickly enough to changing changing environments or changing data? Will it develop or learn some sort of bias as it learns new rules?  Organizations need to ensure they have a very clear use case for AI

Important to ensure organizations are mindful of privacy and security concerns when training AI or deploying it within the context of personally identifiable information. 

Because of their probabilistic nature, and no matter how well AI is trained, even the most state-of-the-art models will make a mistake

Organizations need to embrace the fact that AI will make mistakes - they can be used to retrain AI or enhance AI training

People really value and prioritize human interaction and it’s important to them, but we need to recognize that AI is actually really good at fulfilling certain functions and improving people's interactions with, you know, with a bank.

Managing risk and mitigating potential exposure doesn't have to be a zero-sum game - there’s a lot to gain from proactively mitigating risk. 

Collaborations between people who are passionate about AI performance and risk mitigation could help mitigate exposures caused by AI