AI for Balance Sheet Management: Where Banks Are Seeing Results in 2026

Video

Banks have moved from planning AI to using it in balance sheet management. In this interview, Eoghan, an expert at Mirai, explains where banks are seeing benefits, why data architecture and balance sheet management software for banks determine the results, what a typical day looks like with AI in the treasury team workflow, and what they can do next.

Oct 06, 2026

Eoghan O'Griobhtha, Managing Director UKI & Middle East, Mirai RiskTech

Tags: ALM, Treasury and Liquidity Risk

The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization

Following discussions at Balance Sheet Management Europe 2026, Eoghan O Griobhtha, Managing Director UKI & Middle East , reflects on how banks are progressing from AI experimentation to real-world implementation. He explores where institutions are seeing the greatest value from AI balance sheet management, including behavioural modelling, process automation, and the use of AI agents to support treasury decision-making. The discussion also highlights why strong data foundations and effective architecture remain critical to achieving meaningful outcomes. Learn more about Mirai AI.

Reflecting on key themes from the event, Eoghan shares his perspectives on the evolving maturity of AI across the banking sector, the growing importance of collaboration between treasury and technology teams, and the practical steps leaders can take to accelerate innovation. He also examines how treasury operating models are changing as AI becomes increasingly embedded within day-to-day balance sheet management activities.

Eoghan O'Griobhtha Bio

Eoghan OGriobhtha is Managing Director for Middle East and UK at Mirai Risk Tech. Eoghan’s career in Banking and Fintech spans 18 years having worked with leading organizations such as HSBC, Accenture and Wells Fargo. Eoghan is an expert in large scale architecture at global banks having implemented and run numerous programs across IRR, Liquidity and FTP. At Mirai, Eoghan's focus is on driving the adoption of the Mirai Platform Solution Suite across the Middle East and UK markets.