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Regional Banks Find Themselves at a Digital Asset Crossroads
Regional banks can no longer treat digital assets as a niche innovation. Jim Costa explores why institutions need to decide how digital assets fit into their future strategy as stablecoins, tokenized deposits and faster payment technologies reshape deposits, payments and lending. While highlighting opportunities such as faster settlement and greater traceability, Costa also examines the risks, particularly around liquidity and the speed of deposit movements.
Aug 26, 2026
Jim Costa, COO, Banner Bank
Tags:
AI and Technology (including Fintech)
The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization
- Assess the strategic opportunity of
digital assets
- Understand the rise of tokenized
deposits
- Prepare for faster payment and
settlement
- Identify new liquidity risks
- Decide where digital assets fit into bank strategy
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WHAT'S INCLUDED:
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Global research and market intelligence reports
Discover Connect Magazine, a monthly publication
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