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Assessing Corporate Creditworthiness - A Comprehensive Approach
Evaluating corporate creditworthiness requires a comprehensive approach, integrating macroeconomic factors, governance, and fraud assessments. Leveraging technology and adapting to evolving risks is crucial for effective credit risk management and decision-making.
Aug 19, 2024
Alisa Rusanoff
Alisa Rusanoff, Head of Credit, Crescendo ACS
Assessing Corporate Creditworthiness - A Comprehensive Approach
  • Adopting a macro perspective is crucial for evaluating corporate creditworthiness, beyond just repayment ability.
  • Broader economic factors like supply chain risks and geopolitical issues significantly impact a company's risk profile.
  • Credit risk assessments should also consider governance, fraud, and operational resilience, using comprehensive data analysis.
  • Monitoring economic trends and geopolitical tensions is essential for mitigating risks in a challenging economic climate.
  • Setting credit limits requires balancing company-specific risks with broader economic trends and the need for diversification.
  • Continuous adaptation, leveraging technology, and robust fraud prevention are key to managing an evolving risk environment effectively.

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