Commercial real estate lending, especially in the multifamily and office sectors, is under heightened scrutiny, with loan maturities and debt service coverage ratios being major concerns.

Banks must rigorously manage third- and fourth-party vendor relationships, ensuring oversight and risk management extend to indirect vendor networks.

Anti-money laundering and Bank Secrecy Act compliance remains a top priority, with regulators emphasizing advanced transaction monitoring and comprehensive staff training.

Regulators are pushing banks to test their risk mitigation frameworks and backup systems to ensure resilience during periods of financial stress.