PREMIUM CONTENT
This is premium content, available to Connect Plus users only
Unlock this content and more with Connect Plus membership.
Join a community of professionals and get:
Join a community of professionals and get:
15% discount
on all CeFPro events.
on all CeFPro events.
Post-event access:
unlock speaker decks and audience polls.
unlock speaker decks and audience polls.
Instant insights:
Full library access the moment you sign up.
Full library access the moment you sign up.
Article
Mastering Treasury and ALM in a World of Fluctuating Interest Rates
In an era of volatile interest rates, effective treasury and asset-liability management (ALM) is critical to maintaining profitability. Financial institutions must balance net interest income with risk exposure, align assets and liabilities, and leverage data, hedging tools, and scenario analysis to navigate rate swings. By integrating proactive ALM strategies into treasury functions, banks can stabilize earnings, sustain capital strength, and adapt to unpredictable market conditions.
Jan 29, 2026
Mark Norman, Head of Content, Center for Financial Professionals
Tags:
ALM, Treasury and Liquidity Risk
The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization
- Interest rate risk
affects earnings and economic value through asset-liability mismatches and
repricing differences
- ALM aligns cash flows
and durations to reduce exposure in rising or falling rate environments
- Treasury functions
integrate liquidity, funding, and risk strategies for stability and
profits
- Derivative hedging
tools such as swaps, futures, and options help manage rate volatility
- Stress testing and
scenario planning support proactive risk mitigation and contingency
planning
- Governance and
transparent reporting enhance stakeholder confidence and regulatory
compliance
Log in to continue or register for free
WHAT'S INCLUDED:
Unlimited access to peer-contribution articles and insights
Global research and market intelligence reports
Discover Connect Magazine, a monthly publication
Panel discussion and presentation recordings
Sign in to view comments
Related insights —