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Mastering Treasury and ALM in a World of Fluctuating Interest Rates

In an era of volatile interest rates, effective treasury and asset-liability management (ALM) is critical to maintaining profitability. Financial institutions must balance net interest income with risk exposure, align assets and liabilities, and leverage data, hedging tools, and scenario analysis to navigate rate swings. By integrating proactive ALM strategies into treasury functions, banks can stabilize earnings, sustain capital strength, and adapt to unpredictable market conditions.