Banks are evolving to meet changing client needs and regulatory pressures, including ESG concerns, while facing competition from agile FinTech firms.

Data-driven decision-making is crucial, with finance and risk organizations playing a central role in leveraging data for positive change.

Purpose-built subledgers are essential for banks due to the complexity of their products, particularly loans, requiring specialized reporting and analysis.

Modern loan subledgers consolidate key information across the bank, enabling actionable insights and reporting on branch performance, sustainability impact, diversity, and governance.