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Article
AI Resilience Will Define Tomorrow’s Financial Leaders
Banks should stop treating AI as a standalone technology challenge and instead strengthen resilience across the ecosystems that support it, according to Rayan Bhattacharya, who argues governance, accountability, and operational preparedness will ultimately determine whether AI delivers sustainable value.
Jul 14, 2026
Rayan Bhattacharya, Head of Global Resilience Frameworks & Assurance, Santander Corporate & Investment Banking
Tags:
Resilience
AI and Technology (including Fintech)
The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization
- Rayan Bhattacharya
argues AI should be viewed as a strategic meta risk rather than a new
standalone risk category
- Existing governance
frameworks should evolve instead of being replaced as AI accelerates
existing operational risks
- Human training
remains the most effective short term control against third party and
shadow AI risks
- Traceability of AI
generated decisions is more important than data quality alone
- Long term success
will depend on resilient AI ecosystems, clear accountability and embedded
operational practices
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